The most comprehensive insider's look at what every consumer needs to know about their credit score-and most importantly, how to fix itIf you, like so many millions of Americans, are terrified by the daily headlines regarding Equifax and identity theft, and how all of this can directly affect your basic credit score, then this book should be considered as mandatory reading. Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, here is a road map for navigating the confusing world of consumer credit. Drawing on the real stories of his own firm's high-profile clients, as well as the stories of middle-class Americans, he reveals the hidden credit pitfalls that await even the most careful consumer and shares smart strategies to avoid them. An accessible but detailed manual, Your Score finally lets readers take control of their credit score, understand how to play the game, and gain an insider's knowledge of how to better navigate the most important financial decisions of their lives.
- Author:Davenport, AnthonySummary:
- Author:Gaylord, James, Hagen, MichelleSummary:
This book has everything parents need to give their babies the best start. Each year, more than four million babies are born in the United States. The first year of a baby's life is a joyous, challenging and sometimes overwhelming time. Your Baby's First Year For Dummies serves as a complete guide for baby's first 12 months — from what to do when arriving home from the hospital to handling feeding, bathing and sleeping routines to providing the right stimuli for optimal progress. Packed with tips on every aspect of baby's physical, emotional and social development, this friendly guide gives parents advice on such important topics as breastfeeding vs. bottle-feeding, teething, baby toy safety, food preparation, food allergies, traveling and much more.
- Author:Nickerson, JaniceSummary:
Not only professional soldiers but also citizens serving as militiamen participated in the War of 1812. The militia’s contribution to the War of 1812 is not well understood. Even now, 200 years later, we don’t know how many Upper Canadian militia men died defending their home.York’s Sacrifice profiles 39 men who lost their lives during the war. They include 19 residents of the Town of York, five residents of York County, and 11 residents of Halton, Peel, and Wentworth Counties. Where possible, biographies include information about each man’s origin, residence, occupation, civic life, family, militia service, and circumstances of death. A section on records provides detailed guidance in finding and using records from the period to trace an ancestors militia service and life in this difficult time period.A complete list of men who served in the three York regiments during the war identifies those who were killed, injured, captured, or deserted.
- Author:Alford, MontySummary:
A man who has spent his professional life measuring the flow of northern rivers, climbed Alaska’s Mount McKinley, was a member of both Yale University and Maine University’s scientific expeditions to the Antarctic, guided a film crew documenting the late Robert Kennedy’s ascent of Mount Kennedy, and crossed the St. Elias mountain range is certainly no stranger to the cold! In Winter Wise, Monty Alford shares a lifetime of experience, technique, and personal knowledge of surviving and travelling on ice and snow. In addition to describing the scientific characteristics of winter weather and how to prepare for it with proper clothing, food, and conditioning, Winter Wise provides step-by-step instructions on building every conceivable winter survival instrument, from sleds to shelters to his own personal invention, the YuCan stove. This book is an essential resource for all northern travellers.
- Author:Mueller, JohnSummary:
This quick and easy reference is designed for all users (newbies and seasoned) who are comfortable with the Windows OS and need a fast reference to solve a problem or navigate a new feature without context or explanation. It will be the must-have reference for anyone using Windows 8. * Offers quick answers and solutions so readers can read less and do more * Includes new elements such as Control Panel guide, icon glossary, shortcuts and other tools users can leverage to move quickly and efficiently though Windows 8 Get the completely updated and overhauled edition of this bestselling book with a newly refreshed easy-to-use format.
- Author:Luntz, PerrySummary:
Would you like to better appreciate fine distilled spirits? Whiskey & Spirits For Dummies is your complete guide to selecting and enjoying this family of noble beverages, flavor by flavor. From whiskey, rum, and brandy to vodka, gin, and cordials, this handy reference traces the history of distilled spirits, explains how they are made, and shows you how to evaluate, serve, and savor them. Ever wonder why the Irish spell it “whiskey” and the Scottish “whisky”? This friendly book tells you as it reveals where the first whiskeys — or “dark” spirits — originated and how they came to the United States. It also explores the origins of clear spirits and the different varieties of each. You’ll compare American and European vodkas, see how to make the new and improved all-purpose Martini, and follow the spread of flavored rums across the globe. A slew of sidebars give you fascinating tidbits of information about these spirits. You’ll also discover how to: * Become a sophisticated taster * Shop for the best spirits * Select the right mixers * Use spirits in cooking * Make 10 classic cocktails * Choose and taste cordials and liqueurs * Know the nutrients in one serving of each type of distilled spirit * Present spirits to guests * Set up tasting events at home This thorough guide also features recipes for cooking with spirits, offering menu choices such as entrees, vegetables, and desserts that all include at least one type of spirit. Complete with an appendix of craft distillers across the United States, Whiskey & Spirits For Dummies will give you the knowledge and hands-on guidance you need to become a connoisseur of such greats as fine Scotch, Bourbon, and Cognac in no time!
- Author:Rybak, JeffSummary:
The university system has its problems. Students invest a lot of time and money in education but all too often don’t get what they came for.
In What’s Wrong With University, Jeff Rybak addresses the most pressing concerns for undergraduate students, and helps them cope with the university system.
He illustrates the university as having five distinct functions, which are often in conflict with each other. Students often find themselves at cross purposes with those with different goals and motivations, and also with institutional features designed around the needs of those other students. As a result they are frequently frustrated by their experiences, lost in a system that isn’t suited to them. Jeff explains how university really works, and provides advice on how all students can overcome these internal conflicts to get what they most want from the university experience.
- Author:Goldstein, Martin B.Summary:
Seventy-seven million baby boomers are slated to retire over the next twenty years: this boils down to approximately 10,000 daily (The Fiscal Times). Many are inadequately prepared, emotionally as well as financially. In What to Do to Retire Successfully, Goldstein lays out a step-by-step approach to achieving a successful and content retirement. Dr. Goldstein taps into his financial and psychiatry background as he explores the potential pitfalls of life after career's end, while providing helpful, proven solutions for a feasible and effective adjustment into retirement. He also analyzes how diverse personality types cope with retirement and suggests necessary modifications, as well as probing the unique problems of those forced into early retirement. In the financial realm, Dr. Goldstein offers specific formulas for continuance of comparable standard of living, steps for saving and investing, as well as tips for handling retirement resources. The lifestyle sections explore creating a dynamic plan for retirement living, the importance of setting up routines, keeping your mind engaged, daily exercise and making the necessary preparations needed to facilitate a successful transition into retirement living. What to Do to Retire Successfully is an englighting blend of actual retirement scenarios, intermingled with healthy, practical advice from a respected neuropsychiatrist, who is a fellow retiree, with a wonderfully optimistic glass half full philosophy towards living a fulfilling retirement life.
- Author:Werner, Sidney C, Ingbar, Sidney HSummary:
Werner & Ingba's The Thyroid: A Fundamental and Clinical Text, 10th edition has been extensively revised and streamlined to deliver the most comprehensive coverage of the thyroid including anatomy, development, biochemistry, physiology, pathophysiology, and treatment of all thyroid disorders. Entirely new chapters on the surgical management of thyroid cancer, thyroid disruptors, and thyroid hormone analogs are in this edition. New authors and an international group of contributors elevate this classic text that includes extensive clinical coverage of thyroid dysfunction's effects on other organ systems. Also addressed are clinical controversies regarding the ageing thyroid, subclinical hypothyroidism and hyperthyroidism and thyroid disease in pregnancy. New to this edition: · Twenty-three chapters authored by new contributors and international experts · A companion website with fully searchable text for quick reference · Three new chapters discuss surgical management of thyroid cancer, thyroid disruptors, and thyroid hormone analogs to keep you up-to-date on the latest advances in the field
- Author:Kurian, Marina S., Thompson, Barbara, Davidson, Brian K.Summary:
Sixty percent of individuals over the age of 20 — or 58 million people in the United States — are overweight. As the obesity epidemic continues to grow, many Americans are researching the benefits and complications of weight-loss surgeries. Weight Loss Surgery For Dummies, 2nd Edition is the most up-to-date and authoritative guide to understanding the impact of surgical weight loss before, during and after surgery. Weight loss surgery is often an overweight person's last resort, and it comes with many risks, questions and fears. So how do you know if it's right for you? Weight Loss Surgery For Dummies gives you expert guidance on knowing whether you qualify for the procedures, advice on choosing the best center and doctor and trusted information on evaluating the risks involved. Plus, it helps you plan to finance the procedure, prepare for surgery and achieve the best results as you adjust to a new diet and lifestyle post-surgery. * Trusted information on choosing a weight loss surgery that's best for you * Advice on what to expect before, during and after surgery * Sample recipes and information to ensure you're getting proper nutrition post-surgery If you or a loved one is considering gastric bypass surgery, Weight Loss Surgery For Dummies gives you everything you need to decide if it's the right course of action, what to expect during recovery and how to ensure the best results through healthy eating behaviors and regular physical activity.
- Author:Blum, MarcySummary:
The bestselling wedding planning guide—now updated! Congratulations, you're planning a wedding! Besides obtaining a fancy tuxedo and a stunning gown, organizing a wedding ceremony takes creativity, planning, and diplomacy. The whole ordeal can seem overwhelming at first, but with lots of guidance, you'll plan a wedding people will remember for ages. Wedding Planning For Dummies demystifies and simplifies all the details that go into the Big Day, providing inspiration and innovative ideas to personalize your wedding celebration and, of course, make it fun for everyone--especially you! Expert wedding planner Marcy Blum walks you step-by-step through everything you'll encounter as you plan your wedding, from choosing a reception site to picking a photographer—and everything in between. * 20% new and updated content * Keep track of expenses with a wedding budget * Negotiate contracts and surf online for wedding deals * Get those pesky financial technicalities out of the way * Plan a weekend wedding, a themed wedding, same sex wedding, and other celebrations * Plan for various wedding customs and rites * Throw a great reception with music, food, drink, and cake * The 4-1-1 on the latest and greatest trends in wedding registries, rings, photos, and the honeymoon Packed with tips for saving money and common kitsch you should avoid, this is the ultimate guide to satisfying everyone on the Big Day—while making all of your fairytale dreams come true.
- Author:Fox, SueSummary:
Your expert guide to the dos and don'ts of getting married Your wedding should be fun, exciting, and worry-free-but most brides, grooms, and their families run into sticky situations or unique circumstances that surround etiquette. Now, there's a definitive guide that provides the solutionsfor all those dilemmas big and small. Wedding Etiquette For Dummies provides sound information and guidance-whether it's deciding how to handle divorced parents, inform guests of where the couple is registered, or tastefully incorporate new traditions into your ceremony and reception. You get plenty of proven advice and tips for everything from who pays for the wedding and properly announcing the engagement to hosting events leading up to the wedding and dealing with destination wedding snags and pitfalls. You'll even see how to gracefully handle wedding cancellations and postponements. * The dos and don'ts of wedding etiquette for any bride, groom, relatives, or friends of the marrying couple * Tips for proper behavior during the engagement, ceremony, and reception * Advice on dealing with the wedding party and opinionated or pushy in-laws * Special considerations for second (or more) marriages and military, ethnic, and religious weddings * How to set up a tasteful, interactive wedding website and write the all important thank you note * Sue Fox is the author of Etiquette For Dummies, 2nd Edition and Business Etiquette For Dummies, 2nd Edition Leaving no wedding dilemma uncovered, Wedding Etiquette For Dummies is your one-stop guide for having the wedding of your dreams without the stress!
- Weapons of mass instruction : a schoolteacher's journey through the dark world of compulsory schoolingAuthor:Gatto, John TaylorSummary:
John Taylor Gatto's Weapons of Mass Instruction focuses on mechanisms of traditional education which cripple imagination, discourage critical thinking, and create a false view of learning as a byproduct of rote-memorization drills. Gatto's earlier book, Dumbing Us Down, introduced the now-famous expression of the title into the common vernacular. Weapons of Mass Instruction adds another chilling metaphor to the brief against conventional schooling. Gatto demonstrates that the harm school inflicts is rational and deliberate. The real function of pedagogy, he argues, is to render the common population manageable. To that end, young people must be conditioned to rely upon experts, to remain divided from natural alliances and to accept disconnections from their own lived experiences. They must at all costs be discouraged from developing self-reliance and independence. Escaping this trap requires a strategy Gatto calls "open source learning" which imposes no artificial divisions between learning and life. Through this alternative approach our children can avoid being indoctrinated-only then can they achieve self-knowledge, good judgment, and courage.
- Author:Popkin, DavidSummary:
Builds vocabulary by presenting the entertaining histories behind the core words we need for more effective communication and comprehension.
- Author:Hobbs, Christopher, Haas, ElsonSummary:
Don’t forget to take your vitamins! It’s good advice. But everybody’s needs are different. Age, lifestyle, gender, ethnicity, diet and habits all play a role in determining which vitamins and minerals you need more or less of in your diet. Like traffic lights, vitamins help regulate your body’ most basic functions at the cellular level. And just like those red, green and amber beacons, they must be synchronized — not too many or too few — to get you through your life’s journey in good shape. Now Vitamins For Dummies shows you how to have green lights all the way. Confused by vitamins? Mystified by minerals? Can’t tell the difference between gingko and ginseng? In this straight-talking guide, two experts cut through the confusion and help you: * Get a handle on what each vitamin mineral and supplement does * Create a personalized supplement program * Understand the fine print on the labels * Combat or prevent specific ailments * Enhance memory, mood and energy * Slow the aging progress Drawing upon their years of experience in clinical practice as well as the latest scientific research into nutritional supplements, Chris Hobbs and Elson Haas, MD, tell you, in plain English, what you need to know to make informed decisions about which supplements you take. They cover: * The ABCs of vitamins * All about minerals * Amino acids and proteins — the body’s building blocks * The importance of fats and oils * Common supplements for digestion * Super-foods and other great supplements * The top 40 herbal supplements As an added bonus, Vitamins For Dummies features a quick-reference, A-to-Z guide to treatments for 90 common complaints. From acne to motion sickness to varicose veins, the authors describe complete healing programs that include vitamin, mineral and herbal supplements and lifestyle changes. Your complete A-to-Zinc guide to vitamins, minerals, herbs and other nutritional supplements, Vitamins For Dummies is your ticket to good health and long life.
- Author:Taub, Marc B.Summary:
Visual Diagnosis and Care of the Patient with Special Needs provides a thorough review of the eye and vision care needs of patients with special needs. This book gives you a better understanding of the most frequently encountered developmental and acquired disabilities seen in the eye care practitioner's office. These disabilities include patients with autism, brain injury, Fragile X syndrome and Down syndrome, as well as those with psychiatric illness, dual diagnosis and more. The text discusses, in great detail, the visual issues inherent in these populations and their possible treatment. A group of authors with approximately 500 years of experience in the field of eye care and special populations have been brought together to develop this comprehensive reference. It may appear that this book is written primarily for eye care practitioners such as optometrists and ophthalmologists, while vision is the overriding topic, this book serves as an excellent resource for a multitude of professions including those engaged in occupational therapy, physical therapy, speech and language therapy, physiatry, social work, pediatric medicine and special education.
- Author:Powers, RodSummary:
Saving veterans and their families from months of phone calls and internet searches, Veterans Benefits For Dummies outlines the various programs that the VA and other government agencies have in place as well as the procedures for filing applications, claims, and appeals for these benefits which include: * Health care * Ongoing care for wounded and disabled vets * Education assistance * Vocational rehabilitation * Life insurance * Home loan guarantees * Pensions * Survivors' benefits * Burial benefits
- Author:Fox, ThomasSummary:
It doesn't take a farm to have the heart of a farmer. Now, due to a burgeoning sustainable-living movement, you don't have to own acreage to fulfill your dream of raising your own food. Hobby Farms Urban Farming, from Hobby Farm Press and the same people who bring you Hobby Farms and Hobby Farm Home magazine, will walk every city and suburban dweller down the path of self sustainability. Urban Farming will introduce readers to the concepts of gardening and farming from a high-rise apartment, participating in a community garden, vertical farming, and converting terraces and other small city spaces into fruitful, vegetableful real estate. This comprehensive volume will answer every up and coming urban farmer's questions about how, what, where and why-a new green book for the dedicated citizen seeking to reduce his carbon footprint and grocery bill.
- Author:Kel, PaulSummary:
In 2008 the United States elected its first black president, and recent polls show that only twenty-two percent of white people in the United States believe that racism is a major societal problem. On the surface, it may seem to be in decline. However, the evidence of discrimination persists throughout our society. Segregation and inequalities in education, housing, health care, and the job market continue to be the norm. Post 9/11, increased insecurity and fear have led to an epidemic of the scapegoating and harassment of people of color. Uprooting Racism offers a framework for understanding institutional racism. It provides practical suggestions, tools, examples, and advice on how white people can intervene in interpersonal and organizational situations to work as allies for racial justice. Completely revised and updated, this expanded third edition directly engages the reader through questions, exercises, and suggestions for action, and takes a detailed look at current issues such as affirmative action, immigration, and health care. It also includes a wealth of information about specific cultural groups such as Muslims, people with mixed-heritage, Native Americans, Jews, recent immigrants, Asian Americans, and Latinos. Previous editions of Uprooting Racism have sold more than fifty thousand copies. Accessible, personal, supportive, and practical, this book is ideal for students, community activists, teachers, youth workers, and anyone interested in issues of diversity, multiculturalism, and social justice. Paul Kivel is an award-winning author and an accomplished trainer and speaker. He has been a social justice activist, a nationally and internationally recognized anti-racism educator, and an innovative leader in violence prevention for over forty years.
- Author:Coren, Stanley, Hodgson, SarahSummary:
If you’re feeling overwhelmed by the prospect of getting a dog or nervous about caring for the one you’ve already brought home, now you can relax. Understanding Your Dog For Dummies helps you recognize not only why your dog behaves the way she does, but in a way that enables you to parlay that into a well-behaved companion who listens (and sits and speaks and comes, etc.). Whether your pooch is a mixed breed or purebred, she has a distinct identity that makes her unique. The first step in understanding your dog is to respect the honorable task she was originally bred for and to identify how these inbred impulses influence her personality and behavior. In essence, you need to speak her language if you expect her to learn to understand yours. Understanding Your Dog For Dummies gives you everything you need to learn to understand your pooch’s unique dialect of “Doglish” — and shows you how to take on the role as pack leader to give your dog the cues, guidance and consistency she needs to shape and develop good behaviors. Inside you’ll discover how to: *Read your dog’s body language *Communicate with your dog *Interpret your dog’s breed-specific traits *Correct dog-behavior-gone-bad *Counter anxiety-based behavior *Understand and resolve aggressive behavior *And so much more! Think of this book as Doglish 101 — a prerequisite for every human member of your dog’s family. Now, let the training begin!