"Charles Pearson Brandt," Nina said, "was an independent financial advisor who ran a Ponzi scheme in Hudson and the West Island for fifteen years or so. About three years ago, though, he disappeared with his assistant-cum-accomplice-cum-girlfriend and fifty million or more of his clients' money, although he'd probably scammed half again that amount. Small potatoes, I suppose, compared to the hundreds of millions Bernie Madoff stole, but a whack of money none the less. Brandt's victims were mostly elderly: widows, widowers and retirees, referred to him by his other clients, who believed he was making them a shitload of money. I guess they'd never heard, or had forgotten, that if something sounds too good to be true, it probably is ... He left nearly a hundred elderly people, people who trusted him, completely destitute."