After an accident leaves fiercely independent, adventure-seeking Jess Taylor badly injured, she thinks she's ready to settle down with kind, caring, easy-to-love Tim. But then her grandmother tasks her with retrieving a family heirloom from a local auction, and she finds herself face-to-face with a charming stranger, Guy. Known within the family as the "True Love Necklace," the bauble possesses a seemingly magical ability that helped four generations of Taylor women find their soul mates. Guy has already bought her grandmother's precious necklace, and while Jess desperately tries to buy it back from him, he somehow convinces her to go out on a date instead. But only to get the necklace back.