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Step 2: Disability Tax Credit

There are 10 steps to starting and managing an RDSP. Step 2 is the Disability Tax Credit (DTC). To open an RDSP, you must be approved for the DTC. This is the most important step in opening an RDSP—if your application for the DTC is not approved, you cannot open an RDSP. 

For more information about setting up an RDSP, please call the Disability Planning hotline at 1-844-311-PLAN or 1-844-311-7526. The Guide is also available in other formats, such as text only, PDF, audio and word files on the Government of B.C. Accessibility 2024 website at