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Step 4: File Your Income Tax Returns Annually

There are 10 steps to starting and managing an RDSP. Step 4 is Filing Your Income Tax Annually. The amount of grants and bonds you may get from the federal government depends on your income. To get the maximum grants and bonds, you must file your tax return annually. If you have a low income, there are community supports available to help you file your tax returns.

For more information about setting up an RDSP, please call the Disability Planning hotline at 1-844-311-PLAN or 1-844-311-7526. The Guide is also available in other formats, such as text only, PDF, audio and word files on the Government of B.C. Accessibility 2024 website at