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Step 6: Choose Your Holder

There are 10 steps to starting and managing an RDSP. Step 6 is Choosing Your Holder. The holder of your RDSP is the person who makes decisions about investments and withdrawals. In most cases, you will be the holder but if you can’t understand the RDSP contract your financial institution may require another person to be the holder of your RDSP.

For more information about setting up an RDSP, please call the Disability Planning hotline at 1-844-311-PLAN or 1-844-311-7526. The Guide is also available in other formats, such as text only, PDF, audio and word files on the Government of B.C. Accessibility 2024 website at