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Step 8: Invest Your Money

There are 10 steps to starting and managing an RDSP. Step 8 is Investing Your Money. Now that you’ve opened your RDSP, you’re ready to start contributing and taking advantage of grants and bonds. You may wish to learn about grants and bonds from the federal government. These are based on your “family income.” If you are a single adult, this means your income. If you are married or in a common-law relationship, “family income” means the combined income of you and your spouse or common-law partner. 

For more information about setting up an RDSP, please call the Disability Planning hotline at 1-844-311-PLAN or 1-844-311-7526. The Guide is also available in other formats, such as text only, PDF, audio and word files on the Government of B.C. Accessibility 2024 website at