The most comprehensive insider's look at what every consumer needs to know about their credit score-and most importantly, how to fix itIf you, like so many millions of Americans, are terrified by the daily headlines regarding Equifax and identity theft, and how all of this can directly affect your basic credit score, then this book should be considered as mandatory reading. Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, here is a road map for navigating the confusing world of consumer credit. Drawing on the real stories of his own firm's high-profile clients, as well as the stories of middle-class Americans, he reveals the hidden credit pitfalls that await even the most careful consumer and shares smart strategies to avoid them. An accessible but detailed manual, Your Score finally lets readers take control of their credit score, understand how to play the game, and gain an insider's knowledge of how to better navigate the most important financial decisions of their lives.
Informational works
- Author:Davenport, AnthonySummary:
- Author:Gaylord, James, Hagen, MichelleSummary:
This book has everything parents need to give their babies the best start. Each year, more than four million babies are born in the United States. The first year of a baby's life is a joyous, challenging and sometimes overwhelming time. Your Baby's First Year For Dummies serves as a complete guide for baby's first 12 months — from what to do when arriving home from the hospital to handling feeding, bathing and sleeping routines to providing the right stimuli for optimal progress. Packed with tips on every aspect of baby's physical, emotional and social development, this friendly guide gives parents advice on such important topics as breastfeeding vs. bottle-feeding, teething, baby toy safety, food preparation, food allergies, traveling and much more.
- Author:Dorais, Louis-JacquesSummary:
Words of the Inuit is an important compendium of Inuit culture illustrated through Inuit words. It brings the sum of the author's decades of experience and engagement with Inuit and Inuktitut to bear on what he fashions as an amiable, leisurely stroll through words and meanings. Inuit words are often more complex than English words and frequently contain small units of meaning that add up to convey a larger sensibility. Dorais' lexical and semantic analyses and reconstructions are not overly technical, yet they reliably evince connections and underlying significations that allow for an in-depth reflection on the richness of Inuit linguistic and cultural heritage and identity. An appendix on the polysynthetic character of Inuit languages includes more detailed grammatical description of interest to more specialist readers. Organized thematically, the book tours the histories and meanings of the words to illuminate numerous aspects of Inuit culture, including environment and the land; animals and subsistence activities; humans and spirits; family, kinship, and naming; the human body; and socializing with other people in the contemporary world. It concludes with a reflection on the usefulness for modern Inuit--especially youth and others looking to strengthen their cultural identity--to know about the underlying meanings embedded in their language and culture. With recent reports alerting us to the declining use of the Inuit language in the North, Words of the Inuit is a timely contribution.
- Author:Alford, MontySummary:
A man who has spent his professional life measuring the flow of northern rivers, climbed Alaska’s Mount McKinley, was a member of both Yale University and Maine University’s scientific expeditions to the Antarctic, guided a film crew documenting the late Robert Kennedy’s ascent of Mount Kennedy, and crossed the St. Elias mountain range is certainly no stranger to the cold! In Winter Wise, Monty Alford shares a lifetime of experience, technique, and personal knowledge of surviving and travelling on ice and snow. In addition to describing the scientific characteristics of winter weather and how to prepare for it with proper clothing, food, and conditioning, Winter Wise provides step-by-step instructions on building every conceivable winter survival instrument, from sleds to shelters to his own personal invention, the YuCan stove. This book is an essential resource for all northern travellers.
- Author:Mueller, JohnSummary:
This quick and easy reference is designed for all users (newbies and seasoned) who are comfortable with the Windows OS and need a fast reference to solve a problem or navigate a new feature without context or explanation. It will be the must-have reference for anyone using Windows 8. * Offers quick answers and solutions so readers can read less and do more * Includes new elements such as Control Panel guide, icon glossary, shortcuts and other tools users can leverage to move quickly and efficiently though Windows 8 Get the completely updated and overhauled edition of this bestselling book with a newly refreshed easy-to-use format.
- Author:Vermond, KiraSummary:
Science starts with a question in this fascinating compendium for curious kids. The team behind the acclaimed Why Don't Cars Run on Apple Juice? is back to tackle more kid questions like "Are birds really dinosaurs?" and "Why do we have butts?" With help from science center experts, Kira Vermond packs mind-boggling facts into answers that encourage further inquiry, covering topics over five sections: animals, the human body, planet Earth, tech and innovation, and outer space. From glowing scorpions and prehistoric sharks to stem cells and Mars missions, Suharu Ogawa's colorful, zesty illustrations enhance Vermond's lively tone.
- Author:Luntz, PerrySummary:
Would you like to better appreciate fine distilled spirits? Whiskey & Spirits For Dummies is your complete guide to selecting and enjoying this family of noble beverages, flavor by flavor. From whiskey, rum, and brandy to vodka, gin, and cordials, this handy reference traces the history of distilled spirits, explains how they are made, and shows you how to evaluate, serve, and savor them. Ever wonder why the Irish spell it “whiskey” and the Scottish “whisky”? This friendly book tells you as it reveals where the first whiskeys — or “dark” spirits — originated and how they came to the United States. It also explores the origins of clear spirits and the different varieties of each. You’ll compare American and European vodkas, see how to make the new and improved all-purpose Martini, and follow the spread of flavored rums across the globe. A slew of sidebars give you fascinating tidbits of information about these spirits. You’ll also discover how to: * Become a sophisticated taster * Shop for the best spirits * Select the right mixers * Use spirits in cooking * Make 10 classic cocktails * Choose and taste cordials and liqueurs * Know the nutrients in one serving of each type of distilled spirit * Present spirits to guests * Set up tasting events at home This thorough guide also features recipes for cooking with spirits, offering menu choices such as entrees, vegetables, and desserts that all include at least one type of spirit. Complete with an appendix of craft distillers across the United States, Whiskey & Spirits For Dummies will give you the knowledge and hands-on guidance you need to become a connoisseur of such greats as fine Scotch, Bourbon, and Cognac in no time!
- Author:Rybak, JeffSummary:
The university system has its problems. Students invest a lot of time and money in education but all too often don’t get what they came for.
In What’s Wrong With University, Jeff Rybak addresses the most pressing concerns for undergraduate students, and helps them cope with the university system.
He illustrates the university as having five distinct functions, which are often in conflict with each other. Students often find themselves at cross purposes with those with different goals and motivations, and also with institutional features designed around the needs of those other students. As a result they are frequently frustrated by their experiences, lost in a system that isn’t suited to them. Jeff explains how university really works, and provides advice on how all students can overcome these internal conflicts to get what they most want from the university experience.
- Author:Goldstein, Martin B.Summary:
Seventy-seven million baby boomers are slated to retire over the next twenty years: this boils down to approximately 10,000 daily (The Fiscal Times). Many are inadequately prepared, emotionally as well as financially. In What to Do to Retire Successfully, Goldstein lays out a step-by-step approach to achieving a successful and content retirement. Dr. Goldstein taps into his financial and psychiatry background as he explores the potential pitfalls of life after career's end, while providing helpful, proven solutions for a feasible and effective adjustment into retirement. He also analyzes how diverse personality types cope with retirement and suggests necessary modifications, as well as probing the unique problems of those forced into early retirement. In the financial realm, Dr. Goldstein offers specific formulas for continuance of comparable standard of living, steps for saving and investing, as well as tips for handling retirement resources. The lifestyle sections explore creating a dynamic plan for retirement living, the importance of setting up routines, keeping your mind engaged, daily exercise and making the necessary preparations needed to facilitate a successful transition into retirement living. What to Do to Retire Successfully is an englighting blend of actual retirement scenarios, intermingled with healthy, practical advice from a respected neuropsychiatrist, who is a fellow retiree, with a wonderfully optimistic glass half full philosophy towards living a fulfilling retirement life.
- Author:Munroe, RandallSummary:
In this informative feast for anyone who loves to ponder the hypothetical, Randall Munroe, creator of the wildly popular webcomic xkcd, provides hilarious and deeply researched answers to his fans strangest questions.
- Author:Werner, Sidney C, Ingbar, Sidney HSummary:
Werner & Ingba's The Thyroid: A Fundamental and Clinical Text, 10th edition has been extensively revised and streamlined to deliver the most comprehensive coverage of the thyroid including anatomy, development, biochemistry, physiology, pathophysiology, and treatment of all thyroid disorders. Entirely new chapters on the surgical management of thyroid cancer, thyroid disruptors, and thyroid hormone analogs are in this edition. New authors and an international group of contributors elevate this classic text that includes extensive clinical coverage of thyroid dysfunction's effects on other organ systems. Also addressed are clinical controversies regarding the ageing thyroid, subclinical hypothyroidism and hyperthyroidism and thyroid disease in pregnancy. New to this edition: · Twenty-three chapters authored by new contributors and international experts · A companion website with fully searchable text for quick reference · Three new chapters discuss surgical management of thyroid cancer, thyroid disruptors, and thyroid hormone analogs to keep you up-to-date on the latest advances in the field
- Author:Emery, JoannaSummary:
Food is in the eye of the beholder. This book assembles an amazing and often stomach-turning array of things people put in their mouths. Quite apart from delighting readers with exotic entrees, Joanna Emery asks the burning questions: - If you find Fluffy on your plate, does that qualify as pet food'? - Why do roughly 20 people a year die after eating the Japanese Seafood Special? - Why would someone pay more than $300 for bird saliva? - What's all the rage about Marmite and Vegemite? - Do you need to be from Transylvania to enjoy blood pudding and blood sausage?
- Author:Jackson, A. H.Summary:
Don't like the weather; just wait five minutes. Real Canadian culture is complaining about the weather: * The ice storm of January 1998 in Eastern Canada caused power outages in Ontario and Quebec, leaving 200,000 people in the dark and forcing more than 100,000 to seek refuge in shelters * Mercury soared to 45 degrees Celsius in Yellow Grass, Saskatchewan, on July 5, 1937, the highest temperature ever recorded in Canada * Snag, Yukon, recorded the lowest temperatures in Canadian history, at -62.8 degrees Celsius * Canada's longest and deadliest heat wave occurred in Manitoba and Ontario between July 5 and 17, 1936, claiming 1180 lives, with temperatures exceeding 44 degrees Celsius * In January 1966, the temperature rose 21 degrees in four minutes when a Chinook arrived in Pincher Creek, Alberta * Canada's most destructive hailstorm occurred in Calgary on September 7, 1991, when a 30-minute storm caused over
- Author:Pirk, WendySummary:
From strange behaviour to interesting prey-vs.-predator relationships to fantastical creatures, the animal world is full of fascinating facts about our furry, feathered and scaly friends:*The wood frog burrows into the leaf litter in winter; its heart, brain and eyeballs freeze, and they defrost again in the spring.*In 2006, a hunter shot and killed a hybrid of a grizzly and a polar bear, dubbed a grolar or pizzly bear, the first to be found in the wild.*The bombardier beetle protects itself by expelling a boiling hot chemical spray from its rear end.*A woodpecker's tongue is so long that it rolls up in the bird's skull like a tape measure in its case.*Rabbits produce two kinds of stool: one that the animal eats, which is rich in vitamins and nutrients, and another that is waste matter.*Some clever crows drop nuts onto roadways so that passing vehicles drive over them and break the shells open.*The horned lizard defends itself by squirting blood from its eyes.*Canada was home to 2.5-metre-long giant sea scorpions 400 million years ago.*And so much more.
- Author:Kurian, Marina S., Thompson, Barbara, Davidson, Brian K.Summary:
Sixty percent of individuals over the age of 20 — or 58 million people in the United States — are overweight. As the obesity epidemic continues to grow, many Americans are researching the benefits and complications of weight-loss surgeries. Weight Loss Surgery For Dummies, 2nd Edition is the most up-to-date and authoritative guide to understanding the impact of surgical weight loss before, during and after surgery. Weight loss surgery is often an overweight person's last resort, and it comes with many risks, questions and fears. So how do you know if it's right for you? Weight Loss Surgery For Dummies gives you expert guidance on knowing whether you qualify for the procedures, advice on choosing the best center and doctor and trusted information on evaluating the risks involved. Plus, it helps you plan to finance the procedure, prepare for surgery and achieve the best results as you adjust to a new diet and lifestyle post-surgery. * Trusted information on choosing a weight loss surgery that's best for you * Advice on what to expect before, during and after surgery * Sample recipes and information to ensure you're getting proper nutrition post-surgery If you or a loved one is considering gastric bypass surgery, Weight Loss Surgery For Dummies gives you everything you need to decide if it's the right course of action, what to expect during recovery and how to ensure the best results through healthy eating behaviors and regular physical activity.
- Author:Blum, MarcySummary:
The bestselling wedding planning guide—now updated! Congratulations, you're planning a wedding! Besides obtaining a fancy tuxedo and a stunning gown, organizing a wedding ceremony takes creativity, planning, and diplomacy. The whole ordeal can seem overwhelming at first, but with lots of guidance, you'll plan a wedding people will remember for ages. Wedding Planning For Dummies demystifies and simplifies all the details that go into the Big Day, providing inspiration and innovative ideas to personalize your wedding celebration and, of course, make it fun for everyone--especially you! Expert wedding planner Marcy Blum walks you step-by-step through everything you'll encounter as you plan your wedding, from choosing a reception site to picking a photographer—and everything in between. * 20% new and updated content * Keep track of expenses with a wedding budget * Negotiate contracts and surf online for wedding deals * Get those pesky financial technicalities out of the way * Plan a weekend wedding, a themed wedding, same sex wedding, and other celebrations * Plan for various wedding customs and rites * Throw a great reception with music, food, drink, and cake * The 4-1-1 on the latest and greatest trends in wedding registries, rings, photos, and the honeymoon Packed with tips for saving money and common kitsch you should avoid, this is the ultimate guide to satisfying everyone on the Big Day—while making all of your fairytale dreams come true.
- Author:Fox, SueSummary:
Your expert guide to the dos and don'ts of getting married Your wedding should be fun, exciting, and worry-free-but most brides, grooms, and their families run into sticky situations or unique circumstances that surround etiquette. Now, there's a definitive guide that provides the solutionsfor all those dilemmas big and small. Wedding Etiquette For Dummies provides sound information and guidance-whether it's deciding how to handle divorced parents, inform guests of where the couple is registered, or tastefully incorporate new traditions into your ceremony and reception. You get plenty of proven advice and tips for everything from who pays for the wedding and properly announcing the engagement to hosting events leading up to the wedding and dealing with destination wedding snags and pitfalls. You'll even see how to gracefully handle wedding cancellations and postponements. * The dos and don'ts of wedding etiquette for any bride, groom, relatives, or friends of the marrying couple * Tips for proper behavior during the engagement, ceremony, and reception * Advice on dealing with the wedding party and opinionated or pushy in-laws * Special considerations for second (or more) marriages and military, ethnic, and religious weddings * How to set up a tasteful, interactive wedding website and write the all important thank you note * Sue Fox is the author of Etiquette For Dummies, 2nd Edition and Business Etiquette For Dummies, 2nd Edition Leaving no wedding dilemma uncovered, Wedding Etiquette For Dummies is your one-stop guide for having the wedding of your dreams without the stress!
- Author:Gaines, JoannaSummary:
In We Are the Gardeners, Joanna and the kids chronicle the adventures of starting their own family garden. From their failed endeavors, obstacles to overcome (bunnies that eat everything!), and all the knowledge they've gained along the way, the Gaines family shares how they learned to grow a happy, successful garden. As it turns out, trying something new isn't always easy, but the hardest work often yields the greatest reward. There are always new lessons to be learned in the garden! You and your children can learn all about the Gaines family's story of becoming gardeners in Joanna's first children's audiobook--starting with the first little fern Chip bought for Jo. Over the years, the family's love for gardening blossomed into what is now a beautiful, bustling garden.
- Author:Hartson, Tamara, Sheldon, IanSummary:
Washington and Oregon abound with many species of animals and this book will help you identify their tracks. Concise descriptions of the animals and their tracks are combined with detailed drawings of the front and back prints, stride patterns and other important identifying aspects. A perfect guide for teachers, parents, hikers and urban adventurers.
- Author:Summary:
Inside this book you will find the words our Nakota Sioux Nation people use to refer to each other as family. Some terms may not be used very often anymore, but we hope these are some of the first words our babies and children hear and learn. May they understand they are loved and cared for by all the members of our nation who surround them.